The one thing in life that is constant is change. Financial circumstances, as we’ve experienced lately, are not immune to this inevitable change and many people find that life insurance that was purchased in the past has underperformed to expectations, has become too expensive to maintain, or may actually no longer be needed. Most people in this situation either let their policies lapse or surrender them to the insurance company for the cash surrender value.

However, those are rarely the best options available. A new wealth management tool has emerged in the financial services industry called “Life Settlements”. It creates the opportunity for clients in these situations to receive a fair market value in excess of the traditional options described above.

Basically, a Life Settlement is the sale of a life insurance policy – probably one of the largest, assignable assets owned by seniors – for an amount substantially higher than the cash surrender value, resulting in proceeds that can be used for any purpose. Our mission is to educate and advise you of your alternatives for this financial asset. Don’t make the financial mistake of not requesting a “Second Opinion” before you act. Please email or call us today. We will be happy to review your needs, discuss your objectives, and provide you the valuable information you need to prudently decide your best course of action for your life insurance rescue plan.

If you believe a Life Settlement may be appropriate for you now or in the near future, contact SOS for your life insurance policy rescue.